Research on the Innovative Application of Fintech and AI in Energy Investment

Abstract

With the transformation of energy structure and the rapid rise of digitalization, financial technology and artificial intelligence technology have enormous potential in the field of energy investment. This article mainly explores innovation in the field of energy investment based on the application of financial technology and AI technology. It summarizes relevant theories, constructs corresponding application architectures, analyzes challenges such as data silos, weak risk identification capabilities, and insufficient regulatory adaptability, and provides countermeasures, such as multi-source data analysis and processing technology, AI-based risk prediction systems, and regulatory sandbox mechanisms. The deep integration of financial technology, AI technology, and other technologies will fully enhance the efficiency of energy investment, risk control capabilities, and intelligent decision-making ability, and help build a more efficient energy finance system.