LAI, Lingyun. Data-Driven Credit Risk Assessment and Optimization Strategy Exploration. European Journal of Business, Economics & Management, [S. l.], v. 1, n. 3, p. 24–30, 2025. DOI: 10.71222/br77ty76. Disponível em: https://pinnaclepubs.com/index.php/EJBEM/article/view/201. Acesso em: 1 aug. 2025.